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Showing posts from January, 2020

7 Simple Steps to Investing with Vanguard All-in-One Funds

Photo by  Elijah O'Donnell  on  Unsplash You've been thinking about investing for a while but you've been held back by several excuses. Some of these are legitimate (everybody says to do this or that... but is that right?) and some of them are pathetic (I'm not sure right now is a good time to buy.... just look at the news!). I have some very simple advice for you: Fuck the news and fuck the piles of noise everybody is "adding" to the "conversation."  It's simple, you already know you need to invest and you probably have the cash sitting somewhere else collecting a garbage interest rate. The more complex you make it, the more easily these websites, robo advisors, banks and mutual fund companies can profit from you. I have nothing to gain from you - so I have this really easy step process because I haven't been bought to make it more complex or sell you additional garbage. No must-use language from advertisers, no paywall and no book

The Requirements of FIRE

Photo by  Mark Duffel  on  Unsplash I'm here to fix the blurred line between what the FIRE movement is and what is isn't .

Are you Turning the FIRE Movement into a Fad?

I think I say this often around here - I believe I have written the most unpopular article to date. I'm sure this article will twist several panties into a bunch. Prepare your soft feelings. Are all these wusses saving 10-49% on the path to FIRE actually a part of the movement? Or are they just big softies ruining the hardcoreness of the Mustachian lifestyle that runs parallel with the mainstream FIRE movement? Spreading the gospel that FI is the answer and RE is the devil is complete bullshit. What the fuck people? This post is part 2 of the continuation of " The Requirements of FIRE " A book came out in 1989 explaining how to really not give a shit about your finances and still be fine for retirement. It was called The Wealthy Barber by David Chilton and it is the best selling personal finance book in Canada ever since. The book basically states this: save 10% of your income and don't incur any other debt besides a mortgage. Put your income into well run mutual