Disappearing Comments!?

Hey everyone, quick blog update for some of you affected by this glitch.

A few of you have messaged/emailed me being unable to comment on this site. You'd type in all the information needed, your thoughtful comment, hit submit and then... poof, it's gone.

So what the hell, right?

As it turns out, my cheap hosting is to blame. More specifically, Blogger (which is owned by Google) is the platform to blame. Maybe back when blogs were emerging as useful websites Blogger was a quality candidate but that's not really the case anymore.

Besides being an outdated platform with several deficiencies built in, it also comes with an awkward side effect that nobody using iOS devices can comment!

So that's the biggest problem yet I've had with Blogger. I'm very sorry about people spending time and effort into communicating with me only to find that block of text disappear. Sorry everybody :(

At this point I will tell you that Blogger is perhaps the cheapest hosting out there, because it's free. It's the only hosting service that I know of that will let you have your own domain name and not charge you hosting (otherwise it would be blogger.canadianfire.ca). That's why I've continued to use this platform even though it's kinda ugly and a pain in the butt to format.

Since this blog has grown in readership and in profitability, I'm going to move things over to another host soon and pony up the cash to get a more proper looking website with actual design elements and everything to make it look a bit more fancy. This will come in time since I'll have to convince my wife :D

When the transition does happen, I'll still be keeping the website ad-free. So no worries on that front.

Thanks for hanging in there if you've tried to comment but can't. Please keep in mind I'd be more than glad to answer your emails.

Ryan Myricks

You can email me here: canadianfire1@gmail.com

Comments

Translating VTSAX for Canadians

Like most of you, I've read The Simple Path to Wealth and thought "Wow! Now to head to Vanguard and set up my account! Hey, WTF??" If you haven't read the book, feel free to read it in blog form on the authors blog right here.

Probably a proper rite of passage for any Canadian pursuing FIRE is to hear about the message from an American blog or podcast and then immediately google VTSAX only to realise that the mutual fund is not offered to Canadians. To add further insult to injury we can't even open a Vanguard account. ....well fuck you too, Vanguard. Just kidding!

Vanguard is Canadian-friendly - very much so. They have superb products available for Canadians to buy in the form of ETF's from the numerous stock exchanges around the globe. This certainly adds complexity to the average Jane or Joe trying to buy their first index fund but not greatly so. In fact, I keep it VERY simple in this blog post called the 7 Simple Steps to Investing for Canadians in 2020. I…

The Best Phone Plan in Canada

We the community use Public Mobile. Let me tell you why.
** My referral code is at the bottom of the page. Please consider using it to help support my blog and my mission. Last Update: Jun 2020 **
You'll get $10 credit!

Here's a list of why Public Mobile is the best phone plan out there. FYI - I'm not paid by Public Mobile, I just really like them and so does the FIRE community. Let us help you see the light.

#1 They use the Telus network, which is very, very good. Check your phones compatibility here. For reference, I use a Google Pixel 2 XL and my wife uses an iPhone 6.

#2 Yes, you can port your number.

#3 Three very cheap plans that should cover 99% of Canadians AND their businesses needs: *Ontario bias but I've checked and most provinces are identical*
$15/month - unlimited international text, 100 minutes, unlimited incoming calls, 250mb of data$25/month - unlimited international text, unlimited nationwide calling, 1gb of data$40/month - unlimited international text, unl…

The Requirements of FIRE

I don't want to gatekeep the FIRE movement or anything... but.... okay well you'll read this article and realise I really kinda-sorta want to but for hopefully altruist reasons.

The reason for such gatekeeping is to fix the blurred line between what the FIRE movement is and what is isn't.

7 Simple Steps to Investing with Vanguard All-in-One Funds

You've been thinking about investing for a while but you've been held back by several excuses. Some of these are legitimate (everybody says to do this or that... but is that right?) and some of them are pathetic (I'm not sure right now is a good time to buy.... just look at the news!). I have some very simple advice for you:

Fuck the news and fuck the piles of noise everybody is "adding" to the "conversation."
It's simple, you already know you need to invest and you probably have the cash sitting somewhere else collecting a garbage interest rate. The more complex you make it, the more easily these websites, robo advisors, banks and mutual fund companies can profit from you. I have nothing to gain from you - so I have this really easy step process because I haven't been bought to make it more complex or sell you additional garbage. No must-use language from advertisers, no paywall and no book. It's almost like I want to do this. You'll see…

Are you Turning the FIRE Movement into a Fad?

I think I say this often around here - I believe I have written the most unpopular article to date. I'm sure this article will twist several panties into a bunch. Prepare your soft feelings.
Are all these wusses saving 10-49% on the path to FIRE actually a part of the movement? Or are they just big softies ruining the hardcoreness of the Mustachian lifestyle that runs parallel with the mainstream FIRE movement? Spreading the gospel that FI is the answer and RE is the devil is complete bullshit. What the fuck people?
This post is part 2 of the continuation of "The Requirements of FIRE"

A book came out in 1989 explaining how to really not give a shit about your finances and still be fine for retirement. It was called The Wealthy Barber by David Chilton and it is the best selling personal finance book in Canada ever since. The book basically states this: save 10% of your income and don't incur any other debt besides a mortgage. Put your income into well run mutual funds (w…

Canadian FIRE

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