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My Blog and My Mission

Photo by Ben White on Unsplash
I guess this could've been one of my very first posts... or at least should've been.

Most popular bloggers out there have some sort of statement embedded into their articles or at least a page linking to a statement about how they will be honest about making money, not sell your email and all that crap.

That sounds like a good idea because I do have things to sell you on this blog. In fact, every article that comes out is attempting to sell you something, whether it's my philosophy or my product reviews (and sometimes those have referral codes). I'm not going to apologize for that, I think by spreading my truth about FIRE I get to better learn about myself and potentially make a profit from it as a result for my readers following along. Those are selfish goals but hey, what else is the point of blogging?

So here goes, whenever I say "You'll be supporting my blog and my mission" what I mean is this:
  • You're going to further my goal of achieving FIRE by indirectly paying me money. 
    • So far, I've earned referrals from Public Mobile, EQ Bank and Tangerine. Thanks everyone!
  • Since I like being paid, I will often double-down on the articles that are working and focus less on ones that aren't as helpful. This means updates and additional articles on the stuff you guys like to read and click on.
  • My mission from the get-go has been to better my own understanding of personal finance and the FIRE movement in Canada. As I lean closer and closer to Grand-Master Sensei of Canada's FIRE scene, I'll be of even more use to readers through emails and actual people through meet-ups.
  • Once I reach FIRE, I'm not really interested in collecting more money. Neither is my wife. We've decided that hoarding more money than we need is entirely pointless so we will be giving back to the community in some way, such as more luxurious meet-ups or website enhancements or charity, that sort of thing. Since we're still on the path to FIRE, we're banking as much profit as possible while still investing in the future of this blog. Hope that's still cool!
That's pretty much it. I promise never to dupe you all into reading sponsored posts or hidden marketing schemes or any of that nonsense. Instead, I'll just keep the blog ad-free, sponsor-free and bullshit-free for now and I'll let you guys know otherwise if there's a sensible reason to profit from marketing propaganda.

To be honest, I'd be surprised if I ever get offered a sponsorship of any kind since I like to swear and speak my mind on this blog. I'd rather build a dedicated community around product reviews and like-minded philosophy. Hope you all stick around.

Ryan Myricks

You can email me here:

Most Popular Posts

Translating VTSAX for Canadians

Photo by  Kelly Sikkema  on  Unsplash Like most of you, I've read The Simple Path to Wealth and thought "Wow! Now to head to Vanguard and set up my account! Hey, WTF??" If you haven't read the book, feel free to read it in blog for m on the authors blog right here . Probably a proper rite of passage for any Canadian pursuing FIRE is to hear about the message from an American blog or podcast and then immediately google VTSAX only to realise that the mutual fund is not offered to Canadians. To add further insult to injury we can't even open a Vanguard account. ....well fuck you too, Vanguard. Just kidding! Vanguard is Canadian-friendly - very much so. They have superb products available for Canadians to buy in the for m of ETF's from the numerous stock exchanges around the globe. This certainly adds complexity to the average Jane or Joe trying to buy their first index fund but not greatly so. In fact, I keep it VERY simple in this blog post called the 7 Simpl

7 Simple Steps to Investing with Vanguard All-in-One Funds

Photo by  Elijah O'Donnell  on  Unsplash You've been thinking about investing for a while but you've been held back by several excuses. Some of these are legitimate (everybody says to do this or that... but is that right?) and some of them are pathetic (I'm not sure right now is a good time to buy.... just look at the news!). I have some very simple advice for you: Fuck the news and fuck the piles of noise everybody is "adding" to the "conversation."  It's simple, you already know you need to invest and you probably have the cash sitting somewhere else collecting a garbage interest rate. The more complex you make it, the more easily these websites, robo advisors, banks and mutual fund companies can profit from you. I have nothing to gain from you - so I have this really easy step process because I haven't been bought to make it more complex or sell you additional garbage. No must-use language from advertisers, no paywall and no book

The Requirements of FIRE

Photo by  Mark Duffel  on  Unsplash I'm here to fix the blurred line between what the FIRE movement is and what is isn't .

Product Review: Public Mobile

** Last Updated: April 2021 ** ** This journal is non-profit. You will not find affiliate codes.. nor am I paid by Public Mobile or anybody else for my opinions here. Just my two cents, as it were. ** Here's a list of why Public Mobile is the best phone plan out there.  #1 They use the Telus network, which is very, very good. Check your phones compatibility here (scroll down) . Public Mobile is simply the "discount brand" of Telus. For reference, I use a Google Pixel 2 XL and my wife uses an iPhone 6.  #2 Yes, you can port your number. #3 Three very cheap plans that should cover 99% of Canadians AND their businesses needs: *Ontario bias but I've checked and most provinces are identical* $15/month - unlimited international text, 100 minutes, unlimited incoming calls, 250mb of data $25/month - unlimited international text, unlimited province-wide calling, 1gb of data $40/month - unlimited international text, unlimited province-wide calling, 5gb of data #4 By using

The Fallout of my FIRE & The End (revised)

Step back, this blog is about to be blown up! Okay, not just yet but you should be a safe distance when it does. If you've liked what I've written here so far, I regret to inform you that this will be my last post. More on that halfway down. Like my Vortex of FIRE post, I'm revisiting a past article and rewriting it from scratch to remove my previous podcaster bias. Since it's my last article, I'm intrigued to see what I come up with. The 3rd and final ending to the Requirements of FIRE: Before we get onto the main entrée that is this blog keeling over and dying, let's first examine one last bit of misconception in the FIRE movement. This little paragraph or two was inspired by friend of the now-deceased blog. Her name is Maria over at Handful of Thoughts , and she owns 3 cars and wants you to know that while it might not be very "FI"of her, she essentially says you can fuck right off. I enjoyed the aggression in the article and wanted to add a point